Perspecta Universal Life Insurance

In addition to providing permanent life insurance coverage, Perspecta offers various other financial planning possibilities. Although it may be sold as a traditional life insurance policy, it is always advantageous to promote UL for investment purposes, benefiting most from the investment component of the policy.

Perspecta Investment Loan Program (ILP)

Take a look at our Perspecta Investment Loan Program (ILP) - a financial planning strategy that can help your high net worth clients increase their wealth and benefit from the investment component of their policy.

Leveraging

Together with the National Bank of Canada, we now offer our Life Insurance Leveraging Program, which allows your clients to benefit from their cash surrender value by using their UL policy as collateral to obtain a line of credit.

Along with the Perspecta marketing kit, this section gives you various tools on the sales concepts developed for this product. And that's not all! You'll find application forms, underwriting questionnaires along with rates and performance and sample contracts.