Contract Provisions

• Mortality Table (4984)
• Life Insurance Service Charges

Policy Provisions

• Perspecta Rate Tables (PC 3313)
• Perspecta policy provisions :
  
  
  • General Provision (XPS 5751)
  • Single Life (XPS 5488)
  • JFTD (XPS 5490)
  • JLTD Paid-Up on First Death (XPS 5616)
  • JLTD (XPS 5617)

Riders and Benefits Provisions

• Children's Protection Rider (XPS 3332)
• Children's Enhanced Protection Rider (XPS 3333)
• Accidental Death Benefit (XPS 3538)
• Guaranteed Insurability Benefit (XPS 3539)
• Death and Disability Waiver (XPS 5613)
• Waiver of Cost on Disability (XPS 5615)
• Enhanced Waiver on Disability (XPS 5614)
• Survivor's Insurance Benefit (XPS 5800)