Product Disclosure - Effective date of coverage
The contract takes effect when all of the following conditions are met:
- the provisions pertaining to the coverage are delivered to you; and
- the full amount of the first monthly deduction pertaining to the coverage has been paid to us; and
- no change has taken place in the insurability of the insured between the time the application was completed and the time the provisions pertaining to that coverage were delivered to you.
Sales Support
- Forms
- Marketing Material
- Underwriting Guide
- Life Insurance Needs Analysis Form
- Life Insurance
- Life Insurance - JET service
- Contract Provisions
- Rate Tables - Product features and benefits
- Premiums and fees information
- Limitations, reductions, exclusions
- Consumer rights and responsibilities
- Effective date of coverage
Administrative Guidelines:
