Contract Provisions
Policy Provisions
- Term R&C 10/20 Rate Tables (3603) NEW
- Term 10/20 Insurance policy provisions:
- General Provision (XPS 5750)
- 10-year Term (XPS 6430)
- 20-year Term (XPS 6431)
- 10-year Term - Joint (XPS 6432)
- 20-year Term - Joint (XPS 6433)
Riders and Benefits Provisions:
- Children's Protection Rider (XPS 3612)
- Children's Enhanced Protection Rider (XPS 3611)
- Guaranteed Insurability Benefit (XPS 3534)
- Accidental Death Benefit (XPS 3533)
- Waiver of Premium on Disability (XPS 5491)
- Survivor's Insurance Benefit (XPS 5754)
Sales Support
- Forms
- Marketing Material
- Underwriting Guide
- Life Insurance Needs Analysis Form
- Life Insurance
- Life Insurance - JET service
- Contract Provisions
- Rate Tables - Product features and benefits
- Premiums and fees information
- Limitations, reductions, exclusions
- Consumer rights and responsibilities
- Effective date of coverage
Administrative Guidelines:


