Product Disclosure - Premium and fees information
The client may choose to pay the premium:
- Annually
- Semi-annually
- Quarterly
- Monthly
According to the payment frequency chosen, a modal factor may apply to the total premium. Quarterly and monthly payments are available on a pre-authorized chequing (PAC) basis.
Grace period
Thirty-one days of grace are allowed from the premium due date for the payment of each total premium other than the first. If the total premium is unpaid at the end of the grace period, the policy will lapse. During the grace period, the client must pay any amount due to ensure that the policy remains in force.
Sales Support
- Forms
- Marketing Material
- Underwriting Guide
- Life Insurance Needs Analysis Form
- Life Insurance
- Life Insurance - JET service
- Contract Provisions
- - Rate Tables
- Product features and benefits
- Premiums and fees information
- Limitations, reductions, exclusions
- Consumer rights and responsibilities
- Effective date of coverage
Administrative Guidelines:
